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By Mark Thompson
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Eventually, the Delightful Dud gets the reputation of the dull guy or girl. Or you might say he or she is a dud. Don’t be a dud. Practice your natural personality. Did you know that you were created to enjoy life? Did you know that life is meant to be tasted? There are juices to be experienced. When was the last time you took a chance? Live life as it’s something to be loved. Practice makes perfect. Practice passion. Practice charisma. It’s who you really are.
There are several characteristics that those who practice successful living possess. The characteristics listed below are NOT any of them. In fact, they are the opposite. See if you possess these characteristics and, if you do, my advice to you is… change.
Author's Bio:
Laundry. Homework. Dishes. Meetings. Confrontation. Putting gas in the car. Changing Careers. You name it, it never gets done when it needs to get done. Life will pass the Powerful Procrastinator by. And when it’s too late to make up his/her mind, regret will take hold. Do not let regret arise and dominate your mind. Instead, take control of your mind right now. Make a freakin list and stick by it! Don’t fall prey to the practice of the Power Procrastinator. Remember,[link widoczny dla zalogowanych], practice makes perfect.
THE SOCIAL SOLOIST
The Social Soloist is the person who never begins to live and love life. This person finds him/herself at home,[link widoczny dla zalogowanych], alone,[link widoczny dla zalogowanych], on the couch,[link widoczny dla zalogowanych], every night,[link widoczny dla zalogowanych], watching silly reality programs. The Social Soloist finds purpose in who is going to have to eat the next set of buffalo testicles or who is going to be kicked off an island.
Outrageous lifestyles of successful living are envied by most of the world. Are you part of the envied? Or are you part of the envying? If you are living a successful life by your own standards, congratulations. If you haven’t quite reached that level yet, then this article is for you.
THE UNKNOWN OPTIMIST
These people have such positive energy they could suck the life out of the room if they were to make a phone call during a New Years Eve party. While everyone is having such a good time,[link widoczny dla zalogowanych], making plans and looking forward to the future, the unknown optimist looks to the dark side. The unknown optimist looks to the dark side of everything. If you were to tell this person that he just won $1,000.000.00,[link widoczny dla zalogowanych], he would say something like, “Great! Now I’m going to be in a higher tax bracket and have to pay more taxes.”
THE POWERFUL PROCRASTINATOR
Never do today what you can put of until tomorrow. Ever hear that one? How ridiculous! Have you ever known anyone that lived by this motto? How frustrating! The Powerful Procrastinator always finds him/herself stressed out and behind in life. Why? They keep putting it off! Everything is always put off until later. Nothing is ever done in time. And when it eventually gets done, it’s shoddy and half-way done. They just want to hurry up and get over with… whatever “it” is.
The unknown optimist lives in a vacuum that you do not want to live in. It’s the “everything sucks” vacuum. Take inventory of your overall attitude. Don’t take the extreme opposite route either. If you go to the opposite extreme,[link widoczny dla zalogowanych], you’ll find yourself on the Pollyanna platform. A great place to be is in the realistic but optimistic middle. While you’re there, be sure to live and love life.
THE DELIGHTFUL DUD
The delightful dud is the person who answers questions with one word. Any time there is anyone who wants to initiate a conversation with the Delightful Dud, the conversation is dead before it gets started. These people are not mean or necessarily rude. They just don’t believe they have much to contribute,[link widoczny dla zalogowanych], so they cut it short as much as possible. Consequently,[link widoczny dla zalogowanych], the conversations become fewer and fewer.
The irony of the whole thing is, the Social Soloist is at home experiencing nothing while he/she watches those who are actually living and loving life. Does that make sense? Instead of trying to escape through the boob tube,[link widoczny dla zalogowanych], get out and meet people. If you must start small, invite some people over to watch a decent movie. Eventually,[link widoczny dla zalogowanych], it will develop into a social fun time and, who knows, it just may move out of the TV room.
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This morning she picked up a book about princesses and wizards and brought it to the breakfast table. After gulping her milk and cookies and while I was still sipping my hot cinnamon tea, she started to read it.

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The adviser,[link widoczny dla zalogowanych], Toshiso Kosako,[link widoczny dla zalogowanych], a radiation safety expert at the University of Tokyo,[link widoczny dla zalogowanych], said the government-set limits for radiation exposure at schools near the nuclear site are too high. At a tearful news conference late Friday,[link widoczny dla zalogowanych], Kosako said he could "not allow this as a scholar."
Japanese Prime Minister Naoto Kan appointed Kosako to advise the government after the March 11 earthquake and tsunami. In quitting his position,[link widoczny dla zalogowanych], Kosako criticized the government for what he said is its "impromptu" handling of the crisis and slow pace of bringing the nuclear facility's radiation leaks under control.
A new survey released Saturday by the Kyodo news agency showed that the Japanese public is growing increasingly disenchanted with Kan's leadership in dealing with the recovery effort, with about three-fourths of those polled saying they are dissatisfied. That negative view of Kan was up markedly from a similar survey in late March. Nearly a quarter of those surveyed said he should resign immediately.
Meanwhile,[link widoczny dla zalogowanych], the lower house of the Japanese parliament passed an emergency budget of more than $48 billion as a down payment on the rebuilding effort in the country's northeastern sector devastated by the twin natural disasters. The upper house of parliament is expected to approve the spending plan on Monday.
The emergency budget is likely to be followed by other spending packages to cover the overall reconstruction. The region's damage has been estimated at more than $300 billion,[link widoczny dla zalogowanych].
Some information for this report was provided by AP,[link widoczny dla zalogowanych], AFP and Reuters.
A key Japanese adviser on radiation leaks at the country's disabled Fukushima nuclear power facility has quit in protest over the government's handling of the disaster.
Toshiso Kosako,[link widoczny dla zalogowanych], Tokyo University professor and a senior nuclear adviser to Japanese Prime Minister Naoto Kan,[link widoczny dla zalogowanych], announces his resignation to Kan at a press conference in Tokyo,[link widoczny dla zalogowanych], on April 29,[link widoczny dla zalogowanych], 2011. /AFP
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She is hearing impaired, barely able to catch the sound of a car's horn even with the use of a hearing aid. But she can speak four languages and has worked for Goldman Sachs, and is now employed at a Japanese branch of Credit Suisse.

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• I accomplish everything I set out to do,[link widoczny dla zalogowanych].
Quality education, utmost nutrition, good health and fine housing – who in their right minds will give these away for free?
• The best among all prosperity affirmations is the belief that one day, you will have the treasure you sought for many years. As they say, success does not come overnight and many good things bid their time before showing up. Be patient enough for success to ripe before picking up the fruit or abandoning it completely. Blessings after all come to those who wait.
Here are a few examples you can use in starting the quest to wealth and fortune.
Author's Bio:&nbsp,[link widoczny dla zalogowanych];
• I will strive to accomplish as much as I can at my
work, and enjoy the satisfaction that I put my full efforts into it
• Prosperity affirmations include giving out your 100% best. To maximize your potentials, one really does have to exert much effort and time. If you are rooting to be financially stable or capable at such a young age, then you would really need to invest yourself in any money making scheme or business a hundred and one percent.
Positive thinking will lead to success.
• With a clear goal and prosperity affirmations in minds, one can be as rich as they have long wished for. For instance, you might want to save 5,000 dollars every year to live in comfort and luxury. Set this as your personal target and believe in yourself that you can do it. Keep your goal achievable to avoid frustrations in the end. Focus is an important ingredient of brewing success.
These are the common beliefs behind prosperity affirmations.
• The first important prosperity affirmations is the realization that you have been given blessings in the past and you ask more for today in ways you can think of.
If one really wants to be rich,[link widoczny dla zalogowanych], then he or she should start by trusting his or her capabilities and believing that all that you want is on its way.
What you believe, you achieve.
• The past has taught me many things,[link widoczny dla zalogowanych], I embrace it. The future holds many possibilities, I seek them. Today I live with honest presence in this moment
• Lastly,[link widoczny dla zalogowanych], acknowledge His help and presence during prosperity affirmations. Trust the Lord that it is not simply the outcome of your efforts but also the gift of his blessings and guidance.
Here are a few prosperity affirmations that people might want to live by,[link widoczny dla zalogowanych].
• I am a money magnet, and prosperity of all kinds is drawn to me
• I will share my wealth with God and my family,[link widoczny dla zalogowanych].
There are many other phrases you can say to yourself everyday but remember that the ones that credit God for all the glory are always the best prosperity affirmations,[link widoczny dla zalogowanych].
• Among the prosperity affirmations that most people avoid is their current standing on society,[link widoczny dla zalogowanych]. Many people would like to think that they are the best or greatest at what they do. They deny their weaknesses and put on a brave front,[link widoczny dla zalogowanych]. This is bad as it leaves no space for growth and improvement,[link widoczny dla zalogowanych]. The real personality is left unexplored and the flaws stay as the same incurable Achilles’ heel as before.
Many people,[link widoczny dla zalogowanych], if not all, want to be rich.
If you can dream it, you can be it.
• I am infinitely blessed and well and I am psyched for success.
By Rhodri Jones
See all Articles by Rhod JonesGet Updates on Affirmations and Positive AffirmationsGet Updates on Rhod Jones Average: 5 Your rating: None Average: 5 (1 vote) Tweet
Financial security is indeed important especially now in the time of global recession.
Well who can blame them?
A lot of things in life is run by and is dependent on money.
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This morning she picked up a book about princesses and wizards and brought it to the breakfast table. After gulping her milk and cookies and while I was still sipping my hot cinnamon tea, she started to read it.

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Gandhi, Mother Theresa,[link widoczny dla zalogowanych], the Dalai Lama, Nelson Mandela and many other spiritual and inspirational leaders of our time have led lives that were ultimately about truth and compassion.
Equally powerful is religious thinker and author Karen Armstrong’s efforts to create a global Charter of Compassion. Armstrong, who has written more than 20 books on faith and the major religions, studying what Islam, Judaism and Christianity have in common, says that at the essence of all religion is compassion. She says the central tenet of all religions is The Golden Rule i.e., treat all others as you wish to be treated, and she is working with religious and spiritual leaders around the world to implement this message in The Charter of Compassion. The Charter will be launched on November 12,[link widoczny dla zalogowanych], 2009.
Author's Bio:&nbsp,[link widoczny dla zalogowanych];
What’s my message? "Inner peace, world peace." Because you can only begin to bring peace to the world by being at peace,[link widoczny dla zalogowanych], with yourself and those around you.
Whether our lives and actions reach others on a global scale, compassion – like charity – begins at home.
Yet you don’t have to be a spiritual master or enlightened being to bring your message to the world,[link widoczny dla zalogowanych].
Once while Mahatma Gandhi’s train was pulling slowly out of the station, a reporter ran up to his compartment window. "Do you have a message I can take back to my people?" he asked.
When you live what you believe – when you walk the talk – your life becomes your message,[link widoczny dla zalogowanych], and one that can inspire others.
Gandhi worked throughout India attempting to be the change in the world that he hoped to see in it. A man of compassion and service to others, Gandhi lived his truth.
Former mountaineer and author of Three Cups of Tea,[link widoczny dla zalogowanych], Greg Mortenson has dedicated his life to building schools in Pakistan and Afghanistan – especially for girls. After a failed attempt to climb K2 in 1993, to repay the kindness he experienced in a remote village of the Karakoram mountains he promised to build a school there. That promise, and his message of peace through education, continues to expand and attest to the power of the humanitarian spirit. As of 2009,[link widoczny dla zalogowanych], (according to the website) Mortenson has established or significantly supports 131 schools in rural and often volatile regions of Pakistan and Afghanistan.
By Barbara Edie
See all Articles by Barbara EdieSee Barbara Edie&#039,[link widoczny dla zalogowanych];s Expert PageGet Updates on Attitude and PerspectiveGet Updates on Barbara Edie Average: 0 Your rating: None Tweet
Two people you may have heard about come to mind,[link widoczny dla zalogowanych].
It was Gandhi’s day of silence, respite from his demanding speaking schedule,[link widoczny dla zalogowanych], so he didn’t reply. Instead, he scrawled a few words on a scrap of paper and passed it to the reporter: "My life is my message."
What's your message,[link widoczny dla zalogowanych]?
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We live in incredibly stressful anxiety-producing times. Wars, terrorist threats, random acts of violence threaten our safety worldwide. Uncontrollable natural disasters can destroy our homes and devastate our lives.

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A pedestrian falls over in North London,[link widoczny dla zalogowanych], Feb. 2, 2009,[link widoczny dla zalogowanych], after one of the heaviest snowfalls in recent years.
England is struggling with the heaviest snowfall to hit the country in nearly two decades,[link widoczny dla zalogowanych]. Among the hardest-hit regions are London and surrounding areas,[link widoczny dla zalogowanych]. Travel disruption and massive cancellations are widespread,[link widoczny dla zalogowanych].
Where some tried to fight the elements,[link widoczny dla zalogowanych], others simply took the day off and enjoyed the unusual 15-centimeter-deep blanket of beautiful white snow.
Unlike parts of the world that regularly deal with snow, when it does show up in England, and sticks around,[link widoczny dla zalogowanych], all sorts of chaos breaks out. This is the worst snowstorm to hit England in 18 years.
And for some the journey into work became an exercise in futility.
"Tried to get to work. The roads are really bad so,[link widoczny dla zalogowanych], probably have to take today as holiday, but we thought we would come out and make the most of it,[link widoczny dla zalogowanych]," one commuter said.
At one stage, London's public bus service was completely shut down due to dangerous driving conditions.
Cancellations or big delays on the subway lines and rail services were common.
Air travelers were also feeling the effect at airports like Heathrow,[link widoczny dla zalogowanych], Gatwick and Stansted.
"I have been two hours delayed in Geneva. A flight earlier was canceled. And I am waiting for a friend who has been diverted from Stansted from Geneva, who I met at the airport,[link widoczny dla zalogowanych], who is going to share a lift with me home because the Gatwick Express is closed,[link widoczny dla zalogowanych]," said one traveler.
More than 500 schools have also canceled classes, much to the delight of the students.
Forecasters here said more snow could be in store Tuesday when another weather front moves into Britain.
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The device runs Google's Android 2.2 operating system and features a seven-inch display, touchscreen and video calling function. "With the Galaxy Tab, we will lead the media revolution that started with smartphones and smart TVs," Yoon said.

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Beyond Self-Imposed Limits,[link widoczny dla zalogowanych]
Purpose Fueled by Passion
Assignment:
Not everyone is going to become your friend. You go to an event or a party and if there are a couple of people you are really drawn to,[link widoczny dla zalogowanych], you are lucky. And if you nurture those connections,[link widoczny dla zalogowanych], you build a relationship over time.
Once I really understood on a deep level that it is actually selfish of me not to reach out and market, everything changed! Rather than feeling hesitant for fear of appearing pushy,[link widoczny dla zalogowanych], I now view marketing as relationship-building at its best.
So you have this bigger WHY, and a passion to serve, but you cannot stop there. You must now zero in and become crystal clear about who you are and WHO you serve. Yet, as anyone in the early stages of being in business knows, the details of your brand and the fine-tunings of taglines and copy keep evolving so quickly that it is easy to feel scattered and diffuse for a while.
You can create a business knowing this in your bones,[link widoczny dla zalogowanych]!!!
Ask yourself what that is in your life. What is the bigger WHY that gets you out of bed in the morning? What, beyond fame, success, or money, draws you like a hummingbird to the sweet nectar in a flower? This is connected to your purpose.
Marketing as Your Divine Duty
So it is with marketing. Building trusting relationships over time is key, where people get to really know you. They will resonate or not with your message,[link widoczny dla zalogowanych], and if they do, they will drawn by the pull of what they like in you.
By Kathleen Hanagan
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Clarity is the Key
If it is not bigger than your own immediate gain, you will not be satisfied. If it does not include your own gain, you will not continue. When it is fueled by love,[link widoczny dla zalogowanych], you are on to something profound.
It is an evolution and you must be willing to evolve!!!
The greatest clarity will come from authentic connection with your clients. Doing the following research is fantastic way to take the guessing out of this phase.
I began with Mentor to the Soul, serving spiritually-minded people who want to make a difference. That has now evolved to Mentor to the Soul of Business. I kept being pulled by a knowing that there was more that my Soul wanted me to offer. My clients showed me the way, and as that happened, more people wanting to start or uplevel soul-based businesses have been pulled toward me. It has been part of my Soul’s Design.
This expansion of consciousness brings with it the awareness of our Oneness. It becomes more and more impossible to take without giving,[link widoczny dla zalogowanych], to do business in a vacuum of greed, not caring about others. This expansion supports us in getting clear about our bigger WHY. It opens our hearts and leads us to those we are called to serve, to our people.
These become your key words to market your message.
We live in an ever-expanding universe, and the time-space continuum is shifting so rapidly at this point, that most people will tell you that they “don’t know where time goes.” Along with this shift in the experience of time, comes an opportunity to expand beyond limits that were never real in the first place.
This early phase of getting crystal clear about your message is essential if your business is to have a solid foundation. You must do some serious drilling down to discover the real pain points of the clients you want to work with. Unless you are truly tuned in to their deepest issues and challenges, you will not be successful in helping them.
Today,[link widoczny dla zalogowanych], ask yourself what is the impact you want to have in the world, and who in this world needs you the most?
The answer to that question is one of the keys to the success of your business, and to the joy in your life.
What is the pull of what you really love? I have come to know that this is a priceless treasure….to be drawn by the pull of what you really love,[link widoczny dla zalogowanych].
Author's Bio:
“Let yourself be silently drawn by the pull of what you really love,[link widoczny dla zalogowanych].” ~Rumi
1. Create a questionnaire asking your clients, or people whom you feel would be your ideal clients, what they need help with the most. Ask them what keeps them up at night,[link widoczny dla zalogowanych], what they would change if they could. Ask them what they need the most to make the changes they want to make. Let them know you are gathering information that will help you to serve them.
2. Schedule a meeting with them (face-to-face, phone or skype) to go over the results of the questionnaire. You could ask them to lunch or to have coffee or send a gift to thank them.
3. Gather those results and craft a message using the very words your clients used to describe their needs.
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We live in incredibly stressful anxiety-producing times. Wars, terrorist threats, random acts of violence threaten our safety worldwide. Uncontrollable natural disasters can destroy our homes and devastate our lives.

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Volunteers help clean up a local residents home covered in mud from landslides brought by Typhoon Morakot in the village of Chishan in Kaohsiung county,[link widoczny dla zalogowanych], southern Taiwan on Aug. 14,[link widoczny dla zalogowanych], 2009.
Taiwan's president says the death toll from flooding and mudslides triggered by Typhoon Morakot will likely exceed 500 people,[link widoczny dla zalogowanych], in the worst storm to hit the island in 50 years.
Ma Ying-jeou told aides at a national security meeting Friday that nearly 400 people were probably buried alive when a mudslide covered the village of Shiao Lin in southern Kaohsiung county,[link widoczny dla zalogowanych]. More than 100 people have been confirmed dead due to the disaster,[link widoczny dla zalogowanych].
Ma's government has been criticized for what many say was its slow response to the crisis. Thousands of villagers were trapped when floods and mudslides wiped out scores of bridges and roads after Morakot hit last week,[link widoczny dla zalogowanych], dumping more than two meters of rainfall on the island.
Taipei has deployed troops to the region to rescue thousands of villagers and provide emergency aid,[link widoczny dla zalogowanych], mainly by helicopter.
Rescue officials in Taiwan are appealing to foreign governments for large helicopters that are capable of airlifting earth-moving equipment and prefabricated houses,[link widoczny dla zalogowanych].
Ma's Cabinet is expected to create a special budget to cover more than $3 billion in estimated damages incurred by Typhoon Morakot,[link widoczny dla zalogowanych].
The typhoon also damaged undersea cables,[link widoczny dla zalogowanych], disrupting internet and telephone services to several countries in East Asia. Taiwan's Chunghwa Telecom issued a statement Friday,[link widoczny dla zalogowanych], saying it is working on restoring service.
Some information for this report was provided by AFP and AP,[link widoczny dla zalogowanych].
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In the 10th step, stock markets in the U.S. and abroad sink and the S&P 500 loses 25 percent of its value. In the 11th step, credit spreads widen, which not only makes the Fed's policy tool of cutting rates ineffective, but also spurs a widespread liquidity crisis.

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By Debra Kasowski,[link widoczny dla zalogowanych]
See all Articles by Debra KasowskiSee Debra Kasowski's Expert PageGet Updates on EmpowermentGet Updates on Debra Kasowski Average: 0 Your rating: None Tweet
Hire a coach. My greatest growth came from working with a coach who has been where you want to go and done what you want to do.
There are several ways you can build your credibility as an expert,[link widoczny dla zalogowanych]. Develop a presence of being a go-to or knowledge expert,[link widoczny dla zalogowanych]. People are looking for people who deliver results. You must be confident in your abilities and be able to demonstrate this to others both on-line and off-line.
Networking Events and Conferences There are often speakers at networking events and other experts like yourself,[link widoczny dla zalogowanych]. Go for coffee or lunch with one of them and learn about their business.
Books,[link widoczny dla zalogowanych], Articles,[link widoczny dla zalogowanych], Magazine,[link widoczny dla zalogowanych], & Newspapers - Learn from the experts already out there. Find out what you need to learn and work toward honing that skill with one action step each day.
You want to be able to have the knowledge so you can leverage opportunities and give the people you serve the results they want. You do not need a lot of money to build your expertise. You need to be determined and believe you are the solution people have been waiting for.
Collaborate with Others in Your Field People can see who you align yourself with and if they value the input of who you align with they may start following what you are doing. The power of association has a huge influence in helping you develop your credibility as an expert.
Author's Bio:
Google - The best resource out there. How many times have you heard, "Just Google it!" For example, you might want to learn about blogging. Think of the questions you might have about starting a blog. What? Where? When? How often? How can I do it? Why blog? Who is your audience? Type in what you want to learn,[link widoczny dla zalogowanych], there are literally hundreds of websites and blogs like this sharing information.
Educate yourself to be the best:
YouTube Videos or TED talks Watch videos about the expertise you are trying to develop or hone. There are many tips and techniques out there,[link widoczny dla zalogowanych].
iTunes Podcasts also have valuable information. Listen and take notes. Remember knowledge is only good if it has been applied and works for you.
Commit to Life Long Learning Attend seminars, workshops,[link widoczny dla zalogowanych], or take a course to improve your knowledge,[link widoczny dla zalogowanych], leverage your opportunities, and gain greater insight in your area of expertise.
Study the experts. Success leaves clues. What are they doing that you could be doing to build your business? Go to their websites they often have a free newsletter or other resources that you can use,[link widoczny dla zalogowanych].
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The outbreak of the United States offers lucrative contracts socialize with increasing experience of the United States and in possession of a member of the community through a simple registration and easy access.

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CRAIG’S BLOGS: A LIST OF MY WORDPRESS BLOGS
A NEW BOOK OR BOOKS??
Web site:
Inside the Mind of a Grand Prix champion
Ahmed's Gift of Life
Sharing Some Thoughts on Jesus Christ
Obituary to Rev Tim Vakoc
The Woman Who Took on Mugabe
One voice against silent killer
marycrockett.wordpress.com
One voice against silent killer (Part One)
The Blood of Lambs
From Seeds of Hate to Bonds of Love
Is It Possible to Defeat Terrorism?
Once an Arafat Man
Tass Saada: Once Were an Arafat Man
Inside the Mind of a Grand Prix champion
A NEW BOOK
MY NEW BOOK
Nelson Mandela and Heroes
The Brave Russian Journalist
Work towards 'The Unity of Religion'
Work towards 'The Unity of Religion'
WHO IS THE "REAL, THE TRUE" JESUS?
Unsung Heroes
Brave Journalists and Reporters
Working, Striving towards a more Peaceful World
Working,[link widoczny dla zalogowanych], Striving towards a more Peaceful World
Working, Striving towards a more Peaceful World
Mom's Thoughts
Craig's Books
Craig's Writing Articles
Craig's Writing Articles
My "Torts"
A NEW BOOK (My Journey)
THE AWAKENED SPIRIT (A NEW BOOK)
Long Walk To Peace
From Seeds of Hope To Endless Possibilities
STORIES OF FORGIVENESS
TO THE END OF THE RAINBOW: A New Work by Craig Loc
Beyond the Rainbow (a future "work" by craig lock
A South African Economist and Business Leader
"I Want to Write a Book!"
It's not the mountain we conquer, but
It's not the mountain we conquer, but
The Future of Electronic Publishing
JESUS MEETS MUHAMMAD
Sharing some Thoughts on Head and Brain Injury
My Story (I'll Do it My Way)
Stirling - A New Book
BOOKS BY CRAIG LOCK
THE BOOK ‘Bismarck, Dorsetshire and Memories’
Early Motor Racing In South Africa
BASIC CHRISTIANITY (even for "Dummies")
Working Towards a More Peaceful Middle East
The Prize (A New Book)
The GRAND PRIZE (GRANDPRIX)
A new Book: Writing into the Light
Writing Into The Light (A New Book)
So here goes…
# HERE, THERE AND EVERYWHERE
‘’Dropped out in Godzone‘’: Craig Lock's humorous travel book about his adventures in provincial New Zealand...
One man and his family - and their experiences "Down Under".
The author and his wife contrast life in colourful, vibrant South Africa with calm and kindly New Zealand - and with large dashes of humour offer much understanding of, and sympathy with the social attitudes of the two worlds.
"DROPPED OUT IN GODZONE is an original and agreeable piece of work. The picture it gives of New Zealand- to one who has never been there- has a ring of complete authenticity. The feeling of the country is relaxed, and perhaps rather un-stimulating, but we get an overall impression from the writer that he views his time there with some affection, and above all with tolerance."
This book breathes a natural humour and kindliness, which is what gives it the individual character that is so appealing.
A new immigrant's impressions of life in provincial New Zealand (after coming from a large city in South Africa) ... and there were one or two rather funny adventures, nay escapades in "Sleepy Hollow" from time to time!
By craig
See all Articles by Craig LockSee Craig Lock's Expert PageGet Updates on InspirationGet Updates on Craig Lock Average: 5 Your rating: None Average: 5 (1 vote) Tweet
So
“I’ll write till I drop!”
THE END ...for now (at last)...
But then the writing journey is a never-ending story
Craig has taught at the local Polytechnic, as well as running a successful creative writing course (not teaching sheep!). Together with his “technowhizz” friend, Bill Rosoman, he was the author of (as far as we know) the first creative writing course on the internet and this has developed to new writing and publishing courses we have introduced on our new Creative Kiwis.com website (www.creative kiwis.com)
A New Dawn extract
My Blog
Sport for Peace

Autobiography has a particular value as a literary form. It is a shared kind of writing and I'll continue to bang the drum. It is unusual to encounter two such different manuscripts from the same author. Both (THE END OF THE LINE is the other book) have quality and share an easy and assured writing style that is a pleasure to read.
Both of these short books are of first rate quality."
Craig is presently working on his latest novel 'The Awakened Spirit', based on some true and inspiring stories of the indomitable human spirit, that lies within each one of us. Stories of endless possibilities.
He firmly believes in the motto: "Find what you love doing, then you will never have to do a days work in your life." Craig is certain he has found his niche in life... anyway, what other job would be suitable for him?
The “writer” loves to encourage and empower people to be the best they can possibly be, and to create what they want in life. Craig has learnt plenty from the "school of life" (still "battered and bruised") and also from a few "hard knocks on the head". He is an extensive world traveller (on a "shoestring budget") and failed professional emigrater who has spent most of his lifes savings on airfares. He is still sliding down the razor blade of life on the beautiful undiscovered island that is New Zealand, somewhere near the bottom (rude!) of the world near Antarctica. There he talks to the 60 million sheep!
Craig's List of Writings
http:/nzwriter.wordpress.com
Craiglock's Weblog
http:/craiglock,[link widoczny dla zalogowanych].wordpress.com
Craig's Books
http:/writercraig,[link widoczny dla zalogowanych].wordpress.com
craig's thoughts
http:/writingcraig.wordpress.com
craig's thoughts
http:/authorcraig.wordpress,[link widoczny dla zalogowanych].com
Craig's Books
http:/sawriter.wordpress.com
My Spirit Book
http:/thespiritwriter.wordpress.com
My Thoughts
http:/nzwriters.wordpress.com
* that’s a metaphor, btw (“by the way”)
*
Craig has many varied interests and passions. He is particularly interested in the field of psychology – studying the human mind and what makes different people "tick-tock grandfather clock",[link widoczny dla zalogowanych]. He is fascinated by the "overlap between psychology and the dimension of spirituality".
One of his missions in life is helping people make the most of their hidden potential and so finding their niche in life... so that they are happy,[link widoczny dla zalogowanych].
Craig’s various books probably tell more about his rather "eventful" life best (no one could believe it!). He writes books with serious messages and themes, then as a contrast "rather crazy, wacky stuff"…to keep him sane here. As an ‘anonymouse’ person wrote: "All of us are born mad; some of us remain so."
##
PPS: Well there WAS a big earthquake here in "Sleepy Hollow" some years back with buildings damaged. It made international news (so sad about the Christchurch disaster)!
********
Craig has a 'passion' for writing books that tell stories about people doing positive things in this often so hard, sometimes unkind world, occasionally cruel, yet always amazing world - true stories that leave the reader feeling uplifted, empowered and hopefully even inspired. and [link widoczny dla zalogowanych] Craig's mission is to encourage people to believe in themselves and try to help inspire people around the world to achieve their goals and dreams in life, whatever they may be. Craig is presently working on his latest novel 'The Awakened Spirit', based on some true and inspiring stories of the indomitable human spirit, that lies within each one of us. Stories of endless possibilities.
He firmly believes in the motto: "Find what you love doing, then you will never have to do a days work in your life." Craig is certain he has found his niche in life... anyway, what other job would be suitable for him?
The various books that Craig "felt inspired to write" are available at : [link widoczny dla zalogowanych] [link widoczny dla zalogowanych][link widoczny dla zalogowanych].xinxii.com/adocs.php?aid=16831 + [link widoczny dla zalogowanych]
Craig's blog (with extracts from his various writings: articles, books and new manuscripts) is at wordpress.com
“The world’s smallest and most exclusive bookstore”
* Hard-copies and e-books, fiction and nonfiction: self help, novels, travel, humour,[link widoczny dla zalogowanych], writing, inspiration and money management
All proceeds go to needy and underprivileged children -
MINE!
(enough of that negativity, cut it out right NOW and start really believing, now "chappie"!)
"Yessir!"
Craig Lock is an extensive world traveller and failed professional emigrater who has spent most of his life's savings on airfares. He is still 'sliding down the razor blade of life', stuck on a deserted (other than a few brilliant rugby players) island at the bottom of the world near Antarctica,[link widoczny dla zalogowanych], where he is 'trying to throw a double six' to get off and go out into the real world - but he doesn't know where!
In the style of Bill Bryson, HERE, THERE AND EVERYWHERE tells tales of his hilarious hair-raising adventures in his younger years through 'Grate' Britain and the Continent.
Author's Bio:
All at
Well nothing else much happens in quiet provincial New Zealand, other than headlines like "Golf Ball Thrown at Policeman" and "Beach Toilet Closed for Season.". True!
REVIEW:
Tags (key words,/categories): Writing, writing articles, books, new books, authors, Craig Lock, South Africa, Zimbabwe, spirit, sport, peace,[link widoczny dla zalogowanych], motor racing, Grand Prix drivers, Christianity, faith, Jesus, Jesus Christ, Islam, Muhammad, love, building bridges, publishing, e-books, head injury, brain injury, Ray Lock, Bismarck, Dorsetshire and Memories, creative writing (enough there for now, craig)
A collection of my various writings and other pieces that have inspired me over the years (from my Wordpress Blog). Tells you a bit about my various passions (in case you maybe interested). A trifle unbalanced or WHAT!!!
Enough there for the time being! Till tomorrow???
Just click on the links to view.
Will save me printing out on paper (and so keep “the greenies” happy… and thank goodness for the www, as I’m not strong on paper-work).
I hope they may be of interest to you. Enjoy...
“compulisive and impulsive writer” craig
PS
I plan to turn them into a series of digital books with Amazon at
• *
About the Author
I’ve been writing about my passions since 1993.
Craig has been involved in the corporate world (life assurance) for over twenty years in South Africa, Australia (briefly) and New Zealand. However,[link widoczny dla zalogowanych], through a strange set of circumstances and finding himself in a small town near the bottom of the world ...and with nothing else to do, he started writing. Five published books later (well they turned out to be a vanity publisher and he and his family lost everything,[link widoczny dla zalogowanych], their life savings, including the kitchen sink* - that episode is a book in itself!). Now many years later, “recovering“, having written another twenty manuscripts (on widely differing subjects - well what else is there to do here?)... this is where Craig is in the "journey/adventure" that is life.
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The reason and the process of appealing a claim can be time consuming and complex since there are many grounds on which the claim can be denied. Some of the common reasons include policy limitations or guidelines, untimely appeals of claims,[link widoczny dla zalogowanych], denied authorization for prescription drugs, denied the transportation to an Emergency Hospital,[link widoczny dla zalogowanych], services received without a referral or authorization, and denied due to the physician being out of network.
The complexity in the reasons for denials and the appeals process makes it a task in itself requiring in-depth knowledge of such processes. This problem can be solved by medical billers and coders who are experienced and know the usual pitfalls and reasons for claims being denied. Utilizing the services of medical billers and coders can help physicians and patients in saving time and money which have become an important issue in the light of recent health reforms.
The process of appealing a denied claim can differ from one payer to another and it is important to understand the correct procedure for appealing the claim in order to be successful. If the claim is not appealed in a manner which the policy describes, it can be turned down by the payer. For instance,[link widoczny dla zalogowanych], the procedure for appealing a denied claim by Medicare is different from other private insurance companies. Even under Medicare there are different ways to appeal a claim which depend on the type of coverage chosen. There are different procedures for appealing a claim for Original Medicare, a Medicare Health Plan, and a Medicare Prescription Drug Plan. The appeal forms are available on the Medicare website and can be downloaded or printed for appealing a claim. A Medicare Redetermination Request form is available on the CMS website and can help you understand the procedure and file a claim according to this form.
Browse all: Tampa Medical Billing,[link widoczny dla zalogowanych], Canadian Medical Billing
In many cases appealing a denied claim hinges on the fact if the treatment provided is medically necessary or scientifically proven,[link widoczny dla zalogowanych]. This means that the insurance company regards the claim as medically unnecessary or the treatment is scientifically not proven to provide better health outcomes for the patient. In such a case the help of recognized medical journals such as Pubmed.com can be used as evidence to prove the necessity or the scientific viability of the treatment,[link widoczny dla zalogowanych]. Physicians can make an undeniable claim based on such evidence in order to get paid in a timely manner.
By Prerna Gupta
See all Articles by Jacob ThomasGet Updates on Health Products and ServicesGet Updates on Jacob Thomas Average: 0 Your rating: None Tweet
The process of appealing a denied insurance claim is complicated but can be effective if done correctly since there are numerous reasons for claims to be denied by an insurance company. The payer or insurance company receives thousands of claims everyday and the claim can be quickly denied if there has been an error in any aspect from diagnosis to medical billing and coding. The reason for a denied claim is given in the Explanation of Benefits or EOB and is the most crucial aspect when appealing a denied claim. Moreover,[link widoczny dla zalogowanych], there is also a need to comprehend if the claim is worth appealing since a claim that amounts to just $1 is not worth appealing but one which is worth a substantial amount needs to be investigated. Here are some of the reasons for claims to be denied and how to go about appealing such denied claims.
Medically necessary claims
The Appeal Process
Medicalbillersandcoders: an ideal ally to handle claim appealing process
Errors in Clinical Documentation
For more information about better solutions for issues related to appealing denied claims and professional medical billing and coding services,[link widoczny dla zalogowanych], please visit medicalbillersandcoders.com, the largest consortium of medical billers and coders in the United States for all specialties. Our medical billing experts – who are adept at accurate charge-capture,[link widoczny dla zalogowanych], intricate procedure coding, electronic filing of claims, patient billing, multi-tiered appeal process,[link widoczny dla zalogowanych], denial elimination initiatives,[link widoczny dla zalogowanych], and compliance standards – have been crucial to physicians/clinics/hospitals’ operational efficiency and revenue maximization.
Services not covered
The insurance company can rightly deny a claim if the services rendered to the patient are not covered under the insurance plan. In such cases there is not much a person or a medical biller and coder can do to get paid since this is a legitimate reason for denying a claim. Therefore it becomes important for a physician or health care provider to determine if the services provided are covered under the insurance plan before commencing to provide such treatment. There is no point in wasting time and money if such a scenario occurs and appealing and re-appealing would only result in denials and re-denials,[link widoczny dla zalogowanych].
Errors in documentation can lead to denied claims and such claims have a good chance of a successful appeal if there are no other reasons for the denial. These errors can range from not specifying the correct codes or even mistakes in spelling and procedure to be followed. The error can arise from the physician’s office or due to a mistake in medical billing and coding. These errors can easily be rectified by professionals who understand the CPT codes and ICD codes involved in the procedure. However, time is of essence here and if the claim is not appealed within the stipulated period of time, it cannot be appealed after such time has elapsed after the claim denial.
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Premature ejaculation is one of the commonly found health disorders characterized by occurrence of early ejaculation. If left untreated, persisting condition of PE can lead way to several relationship issues in future life.

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See all Articles submitted by SelfGrowth,[link widoczny dla zalogowanych].com AdminSee SelfGrowth.com Admin's Expert PageGet Updates on Personal FinanceGet Updates on SelfGrowth.com Admin Average: 0 Your rating: None Tweet
Now,[link widoczny dla zalogowanych], with the foreclosure today rate double of that of 2005, this situation can only get worse before it gets better. There are millions of Americans,[link widoczny dla zalogowanych], who bought into the 2001-2005 real estate bubble. Their Adjustable Rate Mortgages (ARM) and the ARM with payment of Interest Only (IO) are now reaching the point in time that the payments are 50 to 100 percent higher. If the housing bubble was still you could refinance your home or buy a new home with an ARM mortgage,[link widoczny dla zalogowanych], but now that option is out. They could get additional credit card loans but that is only a temporary solution that will make matters worse. The amount of bankruptcies in the period before the new law went into effect in October 2005 was huge.
It has become harder to go into personal bankruptcy,[link widoczny dla zalogowanych], but the condition of not paying bills remains whether or not formal bankruptcy is filed. The changes in the bankruptcy code of 2005 have really not changed very much. The cost of going bankrupt has increased from the $1,000 range to now more like $1,500. This is not only because of additional paperwork,[link widoczny dla zalogowanych], but also because those going into bankruptcy must receive debt counseling both before and after they file bankruptcy.
People who are not able to pay their bills, and if they can not file for bankruptcy they just muddle through the best that they can. The large number going broke is in large measure the responsibility of the easy lending policy of the last five years. You can still get a credit card often even after filing for bankruptcy. The financial situation is a little bit out of control,[link widoczny dla zalogowanych], not just for individuals but for the whole United States.
Author's Bio:
Reports from law offices around the country are that just as many,[link widoczny dla zalogowanych], if not more people are inquiring about filing for bankruptcy,[link widoczny dla zalogowanych], but less of these people are actually going through with it. When people find out that in many cases,[link widoczny dla zalogowanych], now they make too much money to file a Chapter 7 bankruptcy (writing off non-secured debts) and now must go through a Chapter 13 bankruptcy,[link widoczny dla zalogowanych], often they will not do the bankruptcy and try to just muddle through. There is no a means test, so a family of four, with an income over $65,000 in many states will be forced to sell their home, etc. in order to go through a bankruptcy.
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The outbreak of the United States offers lucrative contracts socialize with increasing experience of the United States and in possession of a member of the community through a simple registration and easy access.

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An Iraqi child looks through a shrapnel ridded glass shop window in Shiite district of Sadr City in Baghdad, Iraq The International Committee of the Red Cross is appealing for nearly $30 million to substantially increase its humanitarian work in Iraq. The ICRC says it has spent almost all the money it had allocated for its assistance operations in Iraq this year. The additional funds requested will bring the organization's total budget for 2007 to about $75 million.
The year has barely begun and yet the International Committee of the Red Cross says it is strapped for cash. It says the needs are growing as the humanitarian crisis in Iraq is growing and the population is finding it increasingly difficult to cope,[link widoczny dla zalogowanych].
The ICRC head of operations for the Middle East and North Africa, Beatrice Megevand-Roggo, tells VOA she does not believe the so-called security surge led by the United States has improved conditions for most of the people. She says the conflict continues to inflict immense suffering on all Iraqis.
"For the population living in Iraq things are not getting any better in terms of daily life,[link widoczny dla zalogowanych], in terms of exposure to violence and risks. I mean events over the last few days, there have been so many attacks and there have been so many victims. I mean 200 people were killed in one single attack last week," she said. "It is constant and not really going down. In terms of humanitarian consequences,[link widoczny dla zalogowanych], we definitely do not see an improvement."
The Red Cross says it plans to use part of the money requested to help the growing numbers of internally displaced people and the resident communities that host them. An estimated 900,[link widoczny dla zalogowanych],000 Iraqis have fled their homes for safer parts of the country.
The Red Cross says it also will assist other vulnerable groups including the elderly,[link widoczny dla zalogowanych], disabled people,[link widoczny dla zalogowanych], orphans and women who head households.
Megevand-Roggo says the Red Cross plans to increase its distributions of food and other essential items to about 100,[link widoczny dla zalogowanych],000 destitute households. That is approximately 660,[link widoczny dla zalogowanych],000 people. She says this is more than twice the number initially planned for this year.
"We want to extend the assistance to the hospitals and medical structures,[link widoczny dla zalogowanych], especially to cope with war wounded,[link widoczny dla zalogowanych], but not only. We plan to increase our activities in the water and habitat programs," said Megevand-Roggo. "This money goes mainly to the extension of activities that are already in place. It is just that we need more money because there are many more needs and many more people in need."
Megevand-Roggo says the longer the war goes on,[link widoczny dla zalogowanych], the more difficult it will become for people to find places of refuge. She says some communities are overwhelmed by the numbers of displaced people they are hosting and are not admitting any more.
At the same time,[link widoczny dla zalogowanych], she says the prospect that people will be able to go back to the homes they fled is becoming less and less realistic because of the ongoing sectarian violence.
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General Motor's bid for Daewoo Motor appears to be on with the US automaker saying Tuesday (KST) that it'll officially announce plans to purchase the bankrupt Korean carmaker at the Detroit Motor Show slated to open early next January,[link widoczny dla zalogowanych]. A source at GM Korea declined to comment except to say that General Motor remains committed to Daewoo,[link widoczny dla zalogowanych]. The source added details will be made available at the Detroit Motor Show as GM President Rick Wagoner is set to hold a press conference,[link widoczny dla zalogowanych].
Korea's second largest carmaker was declared bankrupt early last month,[link widoczny dla zalogowanych], unable to sustain its mounting debts. Daewoo's default had a rippling effect,[link widoczny dla zalogowanych], halting operations at thousands of its suppliers and contractors. But,[link widoczny dla zalogowanych], following a one-month suspension,[link widoczny dla zalogowanych], factory lines started running Monday after union workers gave into creditors' demands... including lay-offs.
(Arirang TV)
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Grand National Party (GNP) leader Lee Hoi-chang said in news briefing Sunday that there are no shortcuts in cracking down on corruption but there are principles we must follow,[link widoczny dla zalogowanych], noting that an objective approach by the public authorities such as the prosecutor's office and police is important.
He stressed that the will to prevent and expose any corruption is especially important now as,[link widoczny dla zalogowanych], once the relatives of a leader become involved in politics,[link widoczny dla zalogowanych], the results can be catastrophic.
Regarding the relocation plan for the United States Forces Korea (USFK)'s Yongsan base,[link widoczny dla zalogowanych], Lee said the government should not approach the relocation plan with the aim to abolish the USFK but with the assumption that it will be stationed here for the long term.
With regard to North Korean leader Kim Jong-il's visit to Seoul,[link widoczny dla zalogowanych], Lee,[link widoczny dla zalogowanych], whose stance against the Northern leader's visit prompted Cheong Wa Dae and the Millennium Democratic Party (MDP) to lash out at him,[link widoczny dla zalogowanych], expressed concerns that Kim's visit to Seoul could be utilized by the MDP for political purposes with the presidential elections ahead this year.
Lee,[link widoczny dla zalogowanych], who left for the United States on Jan. 22,[link widoczny dla zalogowanych], will hold talks with Henry Kissinger,[link widoczny dla zalogowanych], former secretary of state,[link widoczny dla zalogowanych], on Sunday before returning to Seoul on Monday afternoon.
(From Washington=Choi Byeong-muk,[link widoczny dla zalogowanych], [link widoczny dla zalogowanych])
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